So, Why a Budget?

Millennial Money Guide

Having a budget is an important financial lesson that’s often overlooked A recent survey demonstrated that only 49% of Canadians have a budget.  Do you currently have a budget in place? If the answer is no, is it because you don’t have enough time? Find it boring? Feel anxious or overwhelmed? Don’t know where to start? Well…

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Saving Money, Yes it’s Possible

Millennial Money Guide

When savings rates are low, long term growth prospects begin to fade How often do you tell yourself: “I’m going to better with my money and try to save this month.” Yet in the blink of an eye, you’ve overspent and now you’re dipping into your savings. Does this scenario sound familiar?  Dipping into your…

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Mortgages, Tell Me More?

Millennial Money Guide

For a vast majority of people it’s impossible to buy a home without a mortgage, mortgages make home ownership affordable  The process to obtain a mortgage can seem complicated and overwhelming. Well lucky for you, I’m here to break it down: a mortgage is a loan to buy a home; interest is charged on the…

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A Beginners Guide to Investing, The Why! (Part 1)

Millennial Money Guide

According to Yahoo Finance, 43% of millennials aren’t investing because they don’t know how Everyone talks about investing while you’re in your early twenties but what does that really look like? For starters, there’s a false perception that investing is difficult, the purpose of this post is to DEBUNK that myth. One of the reasons you feel hesitant…

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