My money story:  I grew up in a traditional, strict, punjabi household. My biological father was never in the picture, growing up, I saw my mom struggle to make ends meet. My relationship with money was a mix between anxious and avoidant. I learnt from an early age that I needed to work hard for money in order to obtain it. At the age of 8, my mom remarried, life got a little easier because there were two incomes flowing into the household. However, my stepfather was an alcoholic. As I navigated through my teenage years, his alcoholism grew worse. At 18, I found myself in a compromising position where I was on the verge of homelessness. Something unheard of in the Punjabi culture. Luckily for me, my bestfriend's parent's took me in and helped me get back on my feet. I fell into a deep depression in my early twenties, as I struggled to navigate this new chapter of my life, on my own. Balancing a full time job, attending school full time and learning how to "adult" with new expenses like rent took a toll on me. I depleted through my hard earned savings, racked up debt, ruined my credit score and felt hopeless. The silver lining? At 22, I started a career in personal finance. I became financially educated and within a year, I became debt-free, rebuilt my credit score, started investing and PURCHASED my first property. When I was struggling I had no one to turn to. I created The MMG because I want to be the person, women turn to when they need a mentor and guidance. And I'm proud to say we're making strides in the industry. In 2023, The MMG empowered more than 500,000 women to make better financial decisions. A stat I'm SO proud of.

 

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